Affluent Savvy
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Why is the 1992 penny so valuable?

According to Professional Coin Grading Services, a whopping 9 billion Lincoln pennies were produced by both the Philadelphia and Denver Mints in 1992. Coinappraiser.com says, “It is approximated that only 10 or so of the 'Close AM' coins exist” — which is what makes them so valuable.

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You could soon be making a pretty penny.

A coin collector is urging Americans to check their change drawers to see if they’re in possession of a 1992 Lincoln penny worth a whopping $26,000. The expert, known only as Shaun, took to TikTok to share a video about the penny, which has garnered more than 30,000 views. The commemorative Lincoln coin was designed 30 years ago by US Mint Chief Engraver Frank Gasparro, but Shaun says there are two different types — and only one is super valuable. According to the TikToker, both varieties initially appear almost identical. They both feature a profile of Abraham Lincoln on the obverse side and an image of the Lincoln Memorial on the reverse side. But there are subtle differences that distinguish them — and it’s those that you need to watch out for. “Flip the coin over,” Shaun states in his viral video, instructing owners to look at the word “America” written on the reverse of the penny. “If you have a coin where the A and the M are nearly touching, then you have the rare variety.” Experts describe this as the “Close AM” variety, and it will also feature the initials “FG” — for Frank Gasparro — engraved near the image of the Lincoln Memorial. “You can find this variety in both the Philadelphia and Denver minted types,” Shaun declared, claiming that possession of the coin could be “life-changing.”

However, the Close AM variety is incredibly rare.

According to Professional Coin Grading Services, a whopping 9 billion Lincoln pennies were produced by both the Philadelphia and Denver Mints in 1992. Coinappraiser.com says, “It is approximated that only 10 or so of the ‘Close AM’ coins exist” — which is what makes them so valuable. The last sale of a Close AM 1992 Lincoln penny was recorded back in 2017, with the coin selling for an incredible $25,850. Professional Coin Grading Services also reported that another of the rare coins sold in 2012 for $24,056.

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When should you not pick up a penny?

This is where the heads up for luck and tails for bad luck comes from. If you find a penny with the “good” side up, pick it up. If the “bad” side is up, leave it be. If you inadvertently pick up a “tails up” penny, avoid the bad luck by putting it back down heads up to help the luck of someone else.

You would think finding money on the ground is a good thing BUT it could mean some major bad luck for you if it is not head's up! Earlier this week, I was leaving work with a co-worker who bent down to pick up a quarter that was on the sidewalk....I said don't pick it up unless its heads up! He had no idea what I meant! I was always told that it is bad luck to pick up a penny or any other kind of metal change that was tails up!

Even the Daily Herald confirmed this:

“Find a penny pick it up, all the day you’ll have good luck.” You’ve probably heard that little rhyme, right? It actually has a pretty interesting origin. Many ancient cultures believed metals were precious gifts from the gods and would bring you good luck when found. Though pennies are not worth much, picking them up was also considered good luck because it increased your wealth. The bad luck from pennies comes from the understanding of a constant battle between good and evil. If one thing is good, the other must be bad. If one side of a penny brings good luck, the other side brings bad. This is where the heads up for luck and tails for bad luck comes from. If you find a penny with the “good” side up, pick it up. If the “bad” side is up, leave it be. If you inadvertently pick up a “tails up” penny, avoid the bad luck by putting it back down heads up to help the luck of someone else.

So do you pick up change that is not "Heads Up"?

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