Which planet is responsible for debt?

Planet Mars is the only planet which has shown loans and debts in the horoscope, and the negative sides of the native that can be responsible for that.

vinaybajrangi.com - Astrology Guide to Overcome Loan Debt | Finance Astrology/Horoscope

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How to manage loans/debts according to your birth chart?

It is worth mentioning here that if an astrologer identifies these reasons of debts or financial issues in a horoscope, then giving solutions is also an easy job. Main planets to identify loans and debts in the horoscope are Rahu, Mars & Saturn, and the main houses indicating financial issues in the horoscope are 6th 8th, 11th & 12th. I will first explain the reasons, complexities & other aspects in loan & debts related matters from a layman's perspective. Then, I will co-relate the same with astrological aspects of financial issues in the horoscope. The explanation is applying Karma Correction in a way that a negative planet gets softened out without clashing too much. Let us understand what can be read and can be corrected to avoid taking credits.

Loan for regular expenses:

Some people find themselves in the habit of taking credit to meet regular expenses; you may need to set house in order. "If you need to borrow regularly to meet the regular expenses like rent, kids, or school fees, you may get slide into a debt trap."

Loan to repay a loan

Borrowing some money to repay another, you need to aim at reducing one's interest. Another reason for worrying about the sign is a way people can deal with the fixed obligation. "Among many fixed requirements, people usually don't let you be a defaulter on home loan and car loan and the EMI's or payments like rent and because of the social pressure. You may start using the credit card and try to tide over the credit card by paying just the minimum amount.

Not clearing credit card dues

By not paying the credit card dues in full amount with a huge red flag. Experiencing the practice of not paying the credit card bill in full is quite excessive. Almost around 25% of the client may never miss the credit card payment, which can roll over by paying the minimum amount due in the past year. You forgot about utility bills. When not, it is not a warning sign. If you frequently miss pay utility bills, you may spend beyond your means, and it's the red flag. It indicates a lack of financial literacy-the the late payment will impact your credit score, which may keep you away from the low-cost funding option. You may not get a loan or may plan to have dropped, many banks may reject your loan application, and it's a dangerous sign if it is done because of a low credit score, which may affect your future if you depend on the loan. You need to stand a dangerous chance of slipping into depression.

Borrowing based on future income

Many people decide to take a loan now and aiming to repay it after a fancy bonus this year; then you may get in trouble. People always tend to hope for the best, and it doesn't factor possible problems that can emerge in the future. So, borrowing based on the current salary is fine, but are not on the expected bonus, which is an increment in profits, etc. Many times, people take personal or private loans willing to pay a heavy interest rate: Another debt trap which prevents people from coming out of the previous one.

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