Affluent Savvy
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Which card do rich people use?

Millionaires use credit cards like the Centurion® Card from American Express, the J.P. Morgan Reserve Credit Card. These high-end credit cards are available only to people who receive an invitation to apply, which millionaires have the best chance of getting.

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A black credit card is an exclusive, invitation-only credit card issued by American Express. The so-called Amex black card is more formally known as the Centurion® Card from American Express, and it has become a status symbol in pop culture.

What you should know about the Centurion® Card from American Express

Amex does not disclose requirements for the Centurion® Card from American Express, but online reports say you have to spend a certain amount per year on an Amex card to merit consideration for an invitation. The Centurion® Card from American Express also requires a $10,000 initiation fee and a $5000 annual fee. And its main perks, aside from the prestige, appear to be hotel benefits, … read full answerCenturion Lounges, Delta Medallion status and a do-anything, round-the-clock personal concierge. But if you’re looking for a black card that you can actually apply for, there are some alternatives. They won’t carry the same social weight, but their fees aren’t as astronomical, either.

Here are some notable black credit cards:

The Mastercard® Black Card offers 1 point per $1 on all purchases. You can redeem points for airfare at a value of 2 cents per point, and for cash back at 1.5 cents per point. You’ll also get a $100 annual air travel credit, 24/7 concierge to assist you with travel needs, and a $100 credit to cover the cost of applying for Global Entry. You need good credit or better to get approved. The annual fee is $495. The RBC Bank Visa Signature Black Credit Card has a $0 annual fee. You get 1 point / $1 spent, redeemable through RBC Rewards. You need good credit to get approved. This black-in-color credit card has a $650 annual fee. Marriott Bonvoy Brilliant offers 150,000 Marriott Bonvoy bonus points after spending $5,000 in the first 3 months, plus a free night every year on your account anniversary. You can also earn 6 points / $1 spent at hotel participating in the Marriott Bonvoy program. The card also offers up to $300 in statement credits each year (up to $25 per month) for eligible purchases at restaurants worldwide. The Centurion® Card from American Express is apparently reserved for Amex cardholders who spend a certain amount per year. The annual fee is $5000 and there’s a $10,000 initiation fee as well. It offers access to Centurion Lounges, hotel benefits, Delta Medallion status, and personal concierge. Plus, you can earn 1 point per $1 in Membership Rewards. A black credit will always have a certain amount of mystique because of the secrecy and exclusivity of the Centurion® Card from American Express. But you can’t just apply for the real thing, and most of us don’t spend enough to qualify, anyway. Plus, it doesn’t really matter what color your credit card is, as long as it offers good terms. So, you’re probably better off with a regular rewards card like the Chase Sapphire Preferred, Citi Double Cash Card or Capital One Venture. Some credit card companies, including Wells Fargo, also let you customize your card’s appearance, so you can turn lots of credit cards into black cards if you want.

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Which stone is for money?

Citrine stone Citrine stone is well known for financial and career success. It is known as the money stone, success stone and merchant stone for wealth luck.

Natural Citrine Pebbles Tumbled Stone for Success in Career

Size of pebbles- 0.05 to 1 inch

Quantity- 100gram

Place it near your bed, and get connected with this good energy.

It is known as the money stone, success stone, and merchants' stone of wealth. Its know as the success stone because it promotes success, prosperity, and abundance. But most of all, it promotes success in business and money involved situations.

It is a stone of good fortune;

The stone not only helps acquire wealth but maintain it, because it vibrates to prosperity in all its forms, as it is a powerful money Stone.

Highly recommended by Crystal healing & Reiki expert, Vastu, feng shui consultant

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