Affluent Savvy
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What side of a coin is good luck?

heads Things were often viewed in one of two ways: either good or bad. Thus, one side of a coin (heads) came to be associated with good, which meant that the other side (tails) must be evil or unlucky. Of course, many people pick up tails-up pennies every day without being befallen with bad luck.

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Today’s Wonder of the Day was inspired by rishi from Clive, IA. rishi Wonders, “ Are pennies lucky? ” Thanks for WONDERing with us, rishi! There you are, walking along the street and minding your own business. You’re deep in thought about the kinds of thoughts kids usually think about: school, homework, practice, and friends. You’re not paying much attention to where you’re going. Your head is down and your eyes are focused on the pavement.

Suddenly, a slight gleam catches your eye. What’s that? It’s a penny! Should you pick it up? Before you decide, you first lean down to get a closer look. Is it heads up? Or is it tails up?

Some people believe it’s only good luck to pick up a penny if heads is showing. A penny with the tails side up should be turned over for another person to find. On the other hand, many people believe any penny you find is good luck. You may hear people repeat a common rhyme to this effect: “Find a penny, pick it up. All day long, you’ll have good luck.”

What do you think? Do you believe in either of these superstitions? Do you know anyone who does? Have you ever had a friend or family member tell you not to pick up a penny if tails is showing? How did these beliefs get started?

Long ago, many ancient people believed that metals were gifts from the gods. This included copper that was used to make pennies. They thought that these metals were given to them by the gods for their protection. If you found metal, you should definitely pick it up, since it would protect you and bring you good luck. This is probably where the belief that finding a penny is lucky came from. Of course, pennies also have value. People probably also believed that finding a penny was lucky because it increased your wealth, even if only by one cent! Long ago, people also believed that there was a constant battle between the forces of good and evil. Things were often viewed in one of two ways: either good or bad. Thus, one side of a coin (heads) came to be associated with good, which meant that the other side (tails) must be evil or unlucky. Of course, many people pick up tails-up pennies every day without being befallen with bad luck. Still, this belief continues to persist. For fun, try putting a penny tails-up on the sidewalk and see how many people will walk by it without picking it up! The idea that pennies bring luck carried over into other traditions. For example, there’s a saying that many brides know: “Something old, something new, something borrowed, something blue, and a lucky penny in the shoe.” These are supposedly the things a bride needs to wear to make sure good luck shines on her wedding and marriage. In the future, pennies may continue to be lucky if only because they’re rare and not used any more. Today, a penny is still worth one hundredth of one dollar. But one cent doesn’t buy you much these days. In fact, some people claim that the cost of producing, handling and counting penny coins costs more than they’re worth.

This has led some countries to stop making pennies altogether. Australia and New Zealand, have already made this change (pun totally intended!). Could the United States be next?

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How do you find hidden money?

Below are government agencies that have databases you can search for unclaimed money. Treasury Hunt: Unclaimed U.S. Securities and Payments. HUD/FHA Mortgage Insurance Refunds. Credit Union Unclaimed Shares. National Association of Unclaimed Property Administrators. ... U.S. Courts: Unclaimed Funds in Bankruptcy.

To find out whether any unclaimed funds are being held by the federal government, you need to determine the type of benefit or payment that could be involved, the date on which the payment was expected, and how the payment should have been made. Given this information, the agency responsible for certifying any payment due should be able to assist you in getting the current status of the payment involved. The titles and addresses for all federal agencies can be found in the United States Government Manual which is available in most public libraries. Below are government agencies that have databases you can search for unclaimed money. The National Association of Unclaimed Property Administrators' website www.unclaimed.org is an excellent resource. This association consists of state officials charged with the responsibility of reuniting lost owners with their unclaimed property. Their website was developed by state unclaimed property experts to assist the public, free of charge, in efforts to search for funds that may belong to you or your relatives.

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