What should you not keep in your wallet?

7 Things You Should Never Carry in Your Wallet Social Security number. ... Checks. ... Numerous credit cards. ... Multiple gift cards. ... Password cheat sheets. ... Excess cash. ... Spare keys.

discover.com - 7 Things You Should Never Carry in Your Wallet | Discover

What was the last food Jesus ate?

A bean stew, lamb, olives, bitter herbs, a fish sauce, unleavened bread, dates and aromatized wine likely were on the menu at the Last Supper, says...

Last updated Nov 7, 2019

Which money wallet is best?

Top 8 digital wallet companies Apple Pay. Apple Pay is similar to Google Pay, but is only available on iOS devices, including iPad, iPhone and...

Last updated Oct 30, 2019

Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »

Promotion

Every year millions of Americans see their money and personal information fall into the wrong hands, and the consequences can be devastating. In fact, an identity fraud study by Javelin Strategy & Research found that 16.7 million victims of identity fraud lost a total of $16.8 billion in 2017. Identifying the things to never keep in your wallet is the first line of defense against theft and fraud. And let’s face it—when was the last time you reviewed the items in your wallet and cleaned out those that are not totally necessary? If you’re carrying around sensitive items in your wallet on the off chance you might need them one day, you could be asking for trouble. “Anything that’s convenient for you would be convenient for a thief,” says Michael Sullivan, a personal finance consultant at the nonprofit Take Charge America, a national credit counseling and debt management agency based in Phoenix. “You have to ask yourself what will be the most harmful,” he says. “The most harmful things in your wallet are things that have long-term costs.” According to a study by the Identity Theft Resource Center, identity theft can have long-lasting ramifications for its victims, ranging from bad credit to bankruptcy. To safeguard your finances while you’re on the go, consider these seven things you should never carry in your wallet:

1. Social Security number

Sullivan says your Social Security card and any identification or documents that include your Social Security number are perfect examples of what not to keep in your wallet. Those nine digits could make it easier for a fraudster to open loans or credit card accounts in your name. A crook could also use your Social Security number to file a tax return and claim a refund.

2. Checks

Brian Meiggs, founder of the personal finance blog My Millennial Guide, says checks and deposit slips are on the list of things to never keep in your wallet. These items may have more information on them than you think, including your name, address, bank name, routing number and account number. These details could be used nefariously if obtained by a fraudster. “Even if it’s a check that’s already been filled out and used, that can still lead to a fraudulent transaction,” Meiggs says.

How can I get money within 30 minutes?

Consider these 10 options: Sell your old tech — even the broken stuff. ... Get paid to take easy surveys. ... Sell your information (it's getting...

Last updated Jun 28, 2019

What is the smartest way to spend your money?

Smart Ways to Spend Your Money Pay Off Debt. If you want to have even more extra money to spend, pay off your debt. ... Buy Insurance. Insurance is...

Last updated Sep 3, 2019

Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »

Promotion

3. Numerous credit cards

As you figure out what not to keep in your wallet, consider that less could be more when it comes to the number of credit cards you carry. “Do you need to carry that department store card with you all the time? No, only when you plan to go to that store,” says Linda Jacob, a certified financial planner and accredited financial counselor with Consumer Credit of Des Moines in Iowa. If you’re trying to avoid the things you should never carry in your wallet, Jacob recommends having just one credit card and debit card on you at any given time. Bonus: This practice could also be a great way to curb impulse shopping and a tip to living a frugal life. You won’t be tempted to use that store credit card if you don’t have it on you.

4. Multiple gift cards

If you’re considering what not to keep in your wallet, think about the number of gift cards that can pile up—especially after the holidays or your birthday—and that you may tote around out of habit. “If you’re carrying a number of gift cards, you are basically risking giving the value of those cards away if you happen to lose your wallet,” Sullivan says. To strike this item off the checklist of things to never keep in your wallet, consider using a gift card app. With some of these apps, you can scan and upload gift cards to a digital wallet so that when you shop they can be conveniently accessed from one central spot. Some retail stores also allow you to save gift card information on their apps or websites after logging in, so when you’re ready to make a purchase you can retrieve the gift card for checkout.

discover.com - 7 Things You Should Never Carry in Your Wallet | Discover

What are 5 positive affirmations?

50 Positive Self-Affirmations I am successful. I am confident. I am powerful. I am strong. I am getting better and better every day. All I need is...

Last updated Nov 3, 2018

Do men prefer long hair?

CNN recently shared research that men are most likely to prefer women with long hair past the shoulders. Guys were asked to rate the same women's...

Last updated Apr 11, 2022

Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »

Promotion

What does putting salt in your hand do?

Salt absorbs dirt, grime, and toxins and cleanses your skin's pores deeply. Salt's mineral content helps restore the protective barrier in skin and...

Last updated Mar 6, 2022

Promotion

What is a person with a lot of money called?

multimillionaire. noun. someone who has money or property worth many millions of pounds, dollars etc.

Last updated Jun 29, 2019