Affluent Savvy
Photo by Tima Miroshnichenko Pexels Logo Photo: Tima Miroshnichenko

What rich people rules?

Golden rules to become rich They don't necessarily earn a huge income. They spend less than they earn. They save their money and make their savings grow. They manage their finances carefully. They seize investment or business opportunities when they arise. They don't necessarily drive luxury cars. More items...

Should you believe in zodiac signs?
Should you believe in zodiac signs?

Astrology is founded on understanding the positions of the stars, which seems like a scientific enough pursuit in itself. But is there any science...

Read More »
Do daily affirmations work?
Do daily affirmations work?

Practicing affirmations can activate the reward system in your brain, which can have an impact on the way you experience both emotional and...

Read More »
Awaken your dormant DNA ability to attract wealth effortlessly
Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »

People who become rich usually build their fortune over a long period of time and live below their means.

Profile of rich people

They don’t necessarily earn a huge income.

They spend less than they earn.

They save their money and make their savings grow.

They manage their finances carefully.

They seize investment or business opportunities when they arise.

They don’t necessarily drive luxury cars.

They may live in modest homes.

9 rules to follow

1- Live below your means

Live on less than you earn. Test yourself by cutting your spending as much as you can over several months. You’ll learn exactly how much you really need to be comfortable.

2- Stop trying to impress others

Have the conviction that being financially independent is more important than looking like you’re wealthy.

3- Draw up a budget

Stick to it, every week.

Find out more

See Draw up a monthly budget.

4 – Put money into savings on a regular basis

Put the amount you want to save into your budget. To do this, subtract from your net income a set amount that you’ll deposit each week or month into an investment account so it can grow. In addition, try to set 5% to 10% of your net income aside into your emergency fund. The sooner you start saving, the more it will pay off.

Find out more

See How to save.

5- Avoid getting into debt

You won’t pay interest needlessly and you’ll stay in control of your finances.

6 – Manage your assets well

Consult a financial planner to make sure your savings are invested in the right place.

Find out more

See Invest according to your needs.

7 – Protect your income stream and property

Protect your income stream with disability, health and life insurance.

Protect your property and belongings with home and auto insurance.

Take time to take care of your health, because it’s your most valuable asset. By staying healthy, you maintain your ability to work. Take good care of your belongings so they last as long as possible. Use what you already have. Don’t shop just for the pleasure of it.

Avoid spending on services you could be doing yourself.

9 – Change your spending habits

Which stone attracts money?
Which stone attracts money?

Yellow Sapphire Stone: The yellow sapphire is one of the most powerful gemstones for attracting wealth and prosperity. Wearing this gemstone brings...

Read More »
What should be kept at home for prosperity?
What should be kept at home for prosperity?

8 Vastu Tips for Money, Prosperity & Financial Success at Home Importance of Kuber Yantra in the north, east and north-east of your home. ......

Read More »

What are the 3 most high paying jobs?

Here are the highest paying jobs of 2022: Anesthesiologist: $208,000. Surgeon: $208,000. Obstetrician and Gynecologist: $208,000. Orthodontist: $208,000.

One question experts recommend you wait to ask until you're further along in the job interview process is, "What does this job pay?" Though high-paying jobs are at the top of many people's lists when searching for a new position or career, having a job that pays well is not a priority for all job seekers. If a good salary is important to you, check out our list of the highest-paying jobs. These are the best-paying jobs from our 2022 Best Jobs list, each with an average salary of more than $100,000. We've ranked them by median salary. For more information on how we rank, read the Best Jobs Methodology

Which business is most profitable in future?
Which business is most profitable in future?

However, among all these businesses, some of the best future businesses in India are as follows. Cloud Kitchen. Digital Marketing Agency....

Read More »
What color sneakers are in style 2022?
What color sneakers are in style 2022?

Options in monochromatic hues—right down to the laces and soles—like all-black sneakers and cool all-white sneakers are everywhere this season,...

Read More »
Awaken your dormant DNA ability to attract wealth effortlessly
Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »
What is your mantra of life?
What is your mantra of life?

A personal mantra is a positive phrase or an affirmative statement that you say to yourself for motivation or encouragement. A mantra is anything...

Read More »
Awaken your dormant DNA ability to attract wealth effortlessly
Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »
Where should I put my money instead of the bank?
Where should I put my money instead of the bank?

Higher-Yield Money Market Accounts. Certificates of Deposit. Credit Unions and Online Banks. High-Yield Checking Accounts. Peer-to-Peer (P2P)...

Read More »