Affluent Savvy
Affluent Savvy
Photo: eberhard grossgasteiger
The softest mineral that features on the scale is Talc at 1, and everyday objects of hardness such as pencil lead (1.5), finger nails (2.5) and window glass (5.5) can help you get a true value of the scale.
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
Learn More »It’s often said that there’s nothing harder than a diamond, and we are often asked if a diamond is used to cut another diamond (the answer is yes)… But have you ever wondered how we know this? The answer is simple – the Mohs scale of hardness. In 1812, Friedrich Mohs – famous geologist and mineralogist created a scale of mineral hardness grading from the softest (1) to the hardest (10). The scale was created using the simple technique of one mineral’s ability to visibly scratch another. The softest mineral that features on the scale is Talc at 1, and everyday objects of hardness such as pencil lead (1.5), finger nails (2.5) and window glass (5.5) can help you get a true value of the scale. We’ve taken a list of some of the most popular gemstones that are used in jewellery (some of which you’ll find on our website ) to help you see the hardness of your favourite. Gem Hardness Diamond 10 Ruby 9 Sapphire 9 Chrysoberyl 8.5 Topaz 8 Spinel 8 Emerald 7.5 – 8 Aquamarine 7.5 – 8 Morganite 7.5 – 8 Amethyst 7 Quartz 7 Tourmaline 7 – 7.5 Citrine 7 Tanzanite 6.5 – 7 Peridot 6.5 – 7 Jasper 6.5 – 7 Tiger’s Eye 6.5 – 7 Zircon 6.5 – 7.5 Bloodstone 6.5 – 7 Onyx 6.5 – 7 Moonstone 6 – 6.5 Opal 5.5 – 6.5 Lapis Lazuli 5 – 6 Turquoise 5 – 6 Malachite 3.5 – 4 Coral 3 – 4 Pearl 2.5 – 4.5 Amber 2 – 2.5 Whilst this scale is a guide to mineral hardness, it does not always factor in other elements of a gemstones structure when you are considering stones for day to day wear. Emeralds for example are well documented as having many inclusions within the stone, these can often weaken the structure and make them more susceptible to scratching and even chipping – and some styles are not suitable for everyday wear. Citrines, however, are not recommended to come into contact with heat as they can fracture. Caution and care should always be taken when wearing any gemstone jewellery so that these timeless beauties can be passed on for a lifetime. For more information about how to clean and care for your jewellery then do take a look at our cleaning guide here.
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
Learn More »According to the Fed, the median net worth for people between ages 45 and 54 is $168,600. ... Age of head of family Median net worth Average net worth Less than 35 $13,900 $76,300 35-44 $91,300 $436,200 45-54 $168,600 $833,200 55-64 $212,500 $1,175,900 2 more rows
Tracking your net worth over time is a helpful indicator of your financial stability, since it shows you the value of everything you own minus your debts. It's not something you should necessarily obsess over, but it's a helpful number to know when thinking about your overall finances. The average American has $90,460 of debt, but the average net worth is $748,800. Net worth tends to increase with age as assets appreciate in value over time and people's salaries grow over their careers. According to the Fed, the median net worth for people between ages 45 and 54 is $168,600. The average net worth is $833,200. This is almost double the net worth of Americans ages 35 to 44, who have a median net worth of $91,300 and an average of $436,200. Economists argue that it's better to look at the median net worth to understand where most Americans fall on the spectrum, since it's not skewed by mega-high-worth individuals or those deep in the red. Here is a break down of both the average and median net worth across American households by age, according to the Fed's latest Survey of Consumer Finances from 2019.
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
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