Affluent Savvy
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What is the secret of prosperity?

True prosperity is the sense of abundance, the sense that you have the right to live an abundant life. It is health, wealth, happiness, joy, peace, faith, hope, wisdom, being in tune with the flow of the universe and able to accept the abundance of God.

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Glossary

Preface

Within this little book you will find a road map to your own prosperity—if you are willing to study and apply these secrets that will get you there. True prosperity is scientific and has been proven by thousands, perhaps even millions, of successful people throughout the ages. Many people are actually almost afraid of abundance, feeling that money is evil and poverty is blessed. Not true! In fact, this is the exact opposite of the truth. We have been conditioned through lifetimes of struggle and poverty to be willing to accept unquestioningly whatever life brings to us. And in addition, many of us have spent lifetimes as nuns and monks, flagellating our bodies and continually telling ourselves that we were miserable sinners. Now the twenty-first century has arrived and with it the dawning of the golden age of Aquarius! It is time for us to put all those limiting concepts and feelings of negativity and lack of self-worth behind us. A whole new world of abundance awaits if we will only accept and apply God’s laws. My study of the secrets of prosperity began many years ago when my husband and I purchased a photography studio in Northern California. I had had a fundamental Christian upbringing as a child, and when I married, I attended the Methodist Church. I was familiar with the Bible verses telling of Jesus’ miracles of healing and the teachings of both the Old and New Testaments on abundance. But I suddenly found, now that we owned a business, that I needed additional education in order to be successful in a new field of endeavor. There is a price to be paid for abundance. And that is to study all the books you can find on the subject and then ask God to guide and direct your plans. This book is an attempt to explain in simple terms what I have learned. Secrets of Prosperity: Abundance in the 21st Century is drawn not only from my studies of other writers, but from lectures that I have given around the world over the last twenty years. I am also writing this book as a debt of gratitude for having been fortunate enough to discover these great truths. My hope is that these principles, if sincerely accepted and applied, can shorten the time it will take for you to arrive at your own goal. I began to read all the books I could find on self-help—almost as though I were taking a college course and preparing for the final exam. I learned, first of all, that prosperity is not only money in the bank. It is also the sense of abundance—health, wealth, happiness, joy, peace, faith, hope, wisdom, and being in tune with the flow of the universe. I learned the necessity of written goals to plan my future and to be receptive to any changes that might come according to the will of God. From Norman Vincent Peale’s The Power of Positive Thinking,¹ I learned the futility of worry and the absolute necessity of remaining positive and gaining control over the subconscious mind by positive affirmations. Napoleon Hill, author of Think and Grow Rich,² explained the principle of the mastermind alliance, where two or more people are working together on a single goal. He says that when several minds are in harmony, there is created an intangible something that sparks across the group and creates an additional mind. Jesus also taught this same principle: Where two or three are gathered together in my name, there am I in the midst of them. ³ In his work with many successful and wealthy men—actually the ones we call the captains of industry today—Napoleon Hill found that there is a common thread of truth that leads all either to success and fame or to failure. We can learn a lot from studying the lives of those who have become successful and then applying their guiding principles in our own lives. Robert Collier, in Riches Within Your Reach,⁴ told me for the first time how blessing money increases it. He also explained the necessity of visualization and how to make a treasure map of your desires. I learned valuable insights from many of Unity’s⁵ publications, especially the law of tithing and the concept of taking God into your business as your partner. I can recommend all these authors to you as well as new ones whom you may find in bookstores today. I sincerely studied all these books and many more and realized that there was a common thread of spirituality running through them all. Let God be the doer! Not my will, but thine be done! These principles kept occurring again and again throughout my study. I put them into practice and felt that we had achieved a certain measure of success in our business. And then, I met Mark and Elizabeth Prophet!* One weekend conference at The Summit Lighthouse in Colorado Springs summarized everything I had been studying for the last ten years. Mark Prophet gave a lecture entitled Secrets of Prosperity. To my surprise and delight, he encapsulated in the period of one hour all the teachings included in the many books I had been reading—and more! He introduced me to the ascended masters,* the saints and sages of the ages, the saints ‘clothed in white robes’ mentioned in Revelation. He told me that the ascended masters had once been men and women as we are today; they faced the same problems we are facing today and gained their victory over sin, disease and death. They ascended back to the heart of God, as we are meant to do one day, and they are now a part of the ascended saints in heaven. Some of these great masters of wisdom are working with mankind today as our teachers. I have included many of their messages dictated* to the messengers* Mark and Elizabeth Prophet. I was thrilled that I had finally found the missing link in my search for prosperity and true abundance. I printed two signs and placed them on my desk: With God all things are possible, ⁶ and I can do all things through Christ which strengtheneth me. ⁷ I wrote lists of affirmations of plenty and repeated them over and over. And by God’s grace, we were successful in our business. Retirement gave me the time, as well as the opportunity, to do what I really want to do now that I am free from the hustle and bustle of the business world. I received a fortune cookie at a Chinese restaurant one day that said, Your retirement will be as productive and constructive as your life career. I framed it and placed it on my desk where I can look at it many times a day. Writing has become an entirely new career for me, and an enjoyable one also. When you make plans for your life, be sure to include plans for your retirement. I hope you enjoy yours as much as I am enjoying mine. May God richly bless you with his abundance as you study to achieve your own personal prosperity.

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____________________

* We have placed words that may be unfamiliar in a glossary at the back of the book and have denoted them by an asterisk.

C H A P T E R O N E

Abundance for the New Millennium

As we face the new millennium, many of us pause to consider how we can make a fresh start. With the dawning of the year 2000, we have been given a fresh white page on which we can write our dreams and hopes. We can also chart our plans to improve our old self and become the person we’d really like to be. We write resolutions. We make plans. We set goals. And I am sure that more prosperity in the year 2000 and beyond is on all our lists. Prosperity is not only money—in your pocket, in the bank, in your stock portfolio and CDs. True prosperity is the sense of abundance—that you have the right to live the abundant life, that you are a child of a wealthy Father and Mother who love you and thus, you have a right to all their riches. It is your true inheritance.

What Is Prosperity?

Prosperity is health, wealth, happiness, joy, peace, faith, hope, wisdom, being in tune with the flow of the universe and able to accept the abundance of God. And yet, this very abundance that we all seek is often denied to those who desire it most because of the negative qualities present in their worlds. A poverty consciousness can effectively rob us of the very supply for which we are diligently praying. In fact, it can even make us grouchy and further repel abundance from our hands. There are some who are afraid of the abundant life, feeling that they are not worthy. Others think that as long as they are poor, they are safe from the evils that money supposedly brings. This is not the true teaching of the verse in the Bible. 1 Tim. 6:10 has been so often misquoted. The true words are: "The love of money is the root of all evil"—not money itself. We will discuss in later chapters why we may be experiencing a temporary problem with the flow of supply in our lives. But for now, just accept the fact that God wants us to be healthy, wealthy and wise. He has decreed happiness for his children, but many seem to be pushing it away with both hands.

The Childlike Sense

We all know what it’s like to watch a little child opening his gifts on Christmas morning. He doesn’t say, Oh, why did you do this? You shouldn’t have spent so much money. I’m really not worthy of this gift. Oh no, he eagerly tears off the expensive wrapping and tosses it aside, not even giving it a second glance, and immediately begins to play with his new toy. He may even forget to thank you, but you can tell from his smile of pleasure that he gladly accepts your gift with no reservations.

That childlike sense is what is so often lacking in this world of ours. Jesus said that unless we become as little children, we cannot enter the kingdom of heaven. Are you willing to set aside for the moment your worries, your cares, your concerns, your questionings and just accept the fact that you are worthy of prosperity and abundance in your life?

Follow me as we enter on a quest for the true meaning of life. One of the major blocks keeping us from our divine abundance and supply may be just the simple failure or refusal to ask. Jesus said, Ask and ye shall receive. ¹

Ask

Nada,* one of our ascended lady masters, once said, Let men and women understand that the cornucopia of heaven is waiting to pour out the abundant life upon all. Man has but to admit his need and to ask of God that he may receive. ² The Bible also says: And all things, whatsoever ye shall ask in prayer, believing, ye shall receive.³

If ye shall ask anything in my name, I will do it.⁴

Hitherto have ye asked nothing in my name: ask, and ye shall receive, that your joy may be full.⁵

It is your Father’s good pleasure to give you the kingdom.⁶

We need first to ask and then to wait in faith to prove God’s promises to us. Sometimes all that is necessary is simply to decide that we are tired of living a life of lack and that we accept from this moment forward the riches that God wants to bestow on us. The Bible, and especially the New Testament, is filled with secrets of prosperity. We have become so familiar with these scriptural references that we fail to recognize the great pearls of truth they contain. The earth is the Lord’s and the fullness thereof; the world and they that dwell therein.⁷ Eye hath not seen, nor ear heard, neither have entered into the heart of man, the things which God hath prepared for them that love him.⁸ But my God shall supply all your need according to his riches in glory by Christ Jesus.⁹ Not only do our Christian scriptures contain secrets of prosperity, but also those of other major religions of the world. Faith is the substance of things hoped for, the evidence of things not seen. ¹⁰ When the way seems dark, pray for spiritual illumination and guidance. Then, just wait patiently, trusting that what you have asked for in accordance with God’s will is going to manifest at the proper time.

Meditation on Perfection

BY MARK L. PROPHET

Our Father, who art in heaven, hallowed by thy name. Open the mighty continents of the air unto the spirit of perfection in thyself. Through the hand of the living Christ, walk freely among us and radiate thy Spirit of perfection through us. Penetrate the walls of the mind, those self-erected barriers of destructivity, even of concupiscence, of error and of shadow. And with thy Spirit burn aside these barriers with a wisp of living flame—vital and complete. O majesty descend, in the name of the Spirit of the Great White Brotherhood, world without end. Direct a stream of vital light energy, the energy of perfection, now into the brain, body, mind, soul of all free spirits. Uproot them from the earth to which they have become wedded by habit and banal desires. Drench them now with sacred fires, essence glow, perfection’s flow, divine enhancement, marvelous to behold. O, thou who gildest the lilies with spiritual gold, golden glow of cosmic light energy enfolding each consciousness, budding in its spirit of essential divinity, enfolding all and making aware of infinity, perfection.

I love, I live, I AM.

Lo, because thou art, I AM. Let the struggles cease, the struggle for self-mastery in the invincible cosmic victory of overcoming—overcoming all those barriers, self-erected, by the energy of God, perfected long ago and transcending all, transmuting all by its fiery glow. O burning bush, O sacred fire, out from the depths of cosmic desire, from the will of God, long ago leading through the Sinai desert to the Promised Land, let men understand that I AM is making each body cell to dance and vibrate, freeing itself from all that binds and blinds and limits and causes confusion. Kiss us with thy gentle kiss of peace, a sweet knowing within that now mounts as upon cloud-capped curtain to those mighty areas that will rend the veil in twain, a place where man is no longer separated from God, from the true reality of his being, but now by the perfection of the eye all-seeing can begin once again to crystallize, to magnetize, to vitalize the vibrant image which I AM, which all are; for none are turned away.¹¹

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Feel free to give the meditations at the end of each chapter aloud as prayers or affirmations.

C H A P T E R T W O

The Abundant Life

Jesus said, I AM come that they might have life, and that they might have it more abundantly. ¹ What is the abundant life? How do we recognize it? What qualities do we need to cultivate in order to manifest supply in our world? What qualities in our life repel abundance from us?

The abundant life is a consciousness of freedom and bliss in the heart of God that results not only from recognizing our limitations of fear and anxiety and other negative qualities but also from proper visualization of our desires. We can precipitate quickly all our needs and wants if we sincerely try to remove from our worlds all these negative qualities and replace them with the positive. This means that we need to keep a daily watch on our thoughts and feelings—more easily said than done. And yet this is one inescapable secret of prosperity, for an idea (either positive or negative) is the foundation of all our attempts at precipitation. Many of us are unknowingly using the laws of abundance against ourselves when we say, I can’t do this. I haven’t had the proper education. My poor health prevents me from doing what I’d really like to do. You know, there is just no use to try because I always fail, and on and on ad infinitum. Stop it! Raise up your head and say, "With God all things are possible!² And with his help, I know that I can make it, and I’m certainly going to try." A sense of abundance must begin with wisdom, one of the greatest gifts of the Deity. If we have wisdom, all things will follow. If we know the laws of God and apply them by wisdom and by sound judgment, then all these things will be added unto us. Seek ye first the kingdom of God and his righteousness, and all these things shall be added unto you ³ the master taught.

Through wisdom is an house builded; and by understanding it is established:

And by knowledge shall the chambers be filled with all precious and pleasant riches.

A wise man is strong, yea a man of knowledge increaseth strength.⁴

Happy is the man that findeth wisdom, and the man that getteth understanding. For the merchandise of it is better than the merchandise of silver, and the gain thereof than fine gold. She is more precious than rubies: and all the things thou canst desire are not to be compared unto her. Length of days is in her right hand; and in her left hand riches and honour.

Her ways are ways of pleasantness, and all her paths are peace.⁵

The Consciousness of Abundance

The concept of the alchemist, one who would change the circumstances in one’s life and world, comes from a consciousness of abundance. Simply put, it is the belief that all things are possible. When we think of ourselves as a free spirit soaring in the sun of God and his consciousness, we do have that abundant sense—the feeling that nothing can stop us. But as we come down to earth in consciousness again, almost with a thud, we find that that free sense of abundance we just experienced diminishes. As we come into contact with other ideas and concepts, we begin to see ourselves now in relation to the world around us instead of seeing ourselves as one with God and his unlimited supply. We limit ourselves by our circumstances—our economic bracket, our educational level, our family, those whom we need to support, our responsibilities. We have so categorized ourselves in these boxes of who we are, what we are, what our mental level is that we are completely caught by these limiting ideas that cancel out the abundant sense of the soul. We say to ourselves, My income is thus and such, I receive this much social security each month, I am on this low level in my job and in ten years I can go no higher, and on and on. We not only set our own limitations, but what is worse, we accept them!

The Way Out!

But there is a way out! Stop and relax a moment, take a deep breath, sit back and just think upon God. Let no other thought enter your mind. Realize that you and God are one and nothing else exists. Now you begin to have that freedom that you experienced in your meditations when you were in God’s consciousness and realizing that you were unlimited.

I and my Father are one.⁶ I and my Mother are one.

Let the Lord be magnified, which hath pleasure in the prosperity of his servant.⁷ The kingdom of God is within you.⁸ Seek ye first the kingdom of God and his righteousness; and all these things shall be added unto you.⁹ Every good gift and every perfect gift is from above, and cometh down from the Father of lights, with whom is no variableness, neither shadow of turning.¹⁰ Meditation and prayer can overcome these feelings of fear, doubt, anxiety and insecurity that may be rising from our subconscious and unconscious minds. A sense of limitation from past lives may be coming to our awareness now in order that we may transmute these records, once and for all, and be free of these limiting concepts. The following is a beautiful meditation given by the Ascended Master El Morya,* which can help us to quickly rise above feelings of inadequacy and insecurity that occasionally plague us. You may even wish to frame this meditation and place it above

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