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What is the average salary in US per month?

Included in this amount are all salaries and wages, but also other unearned income on investments or capital gains. The average gross annual wage per full-time employee in the USA was $74,738 in 2021, or around $6,228 per month ($4,648/year more than in the previous year).

worlddata.info - Average income around the world - Worlddata.info

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Surviving on 42 USD per month?

Difference between salaries and income

Gross national income

* Dependent territories

Bermuda: self-governing territory of the UK

self-governing territory of the UK Hong Kong: special administrative region of China

special administrative region of China Macao: special administrative region of China

Official data is published by several organizations like the World Bank, International Monetary Fund or the OECD on a regular basis. Unfortunately, there are no standardized procedures to adjust for inflation, currency fluctuations or real purchasing power. That’s why each institution has its own ranking and varying results.The above list is therefore calculated according to the Atlas method from the quotient of the gross national income (formerly also called "gross national product") and the population of the country. For both figures, we take the latest official numbers, which are usually those of the previous year. For the vast majority of countries, the above table is based on information from 2021. In some countries, however, these starting figures are not collected regularly or published and may be older or official estimates from the institutions mentioned above.The lower end of the table clearly shows that countries like the US and Australia are doing pretty well. Almost all countries with a remarkably low income are also developing countries with unstable political and economic conditions. The figures are quite correct in content, but also reflect only what is actually recorded by the official side. Illicit services and sales are not included in government statistics. And that, in turn, reduces gross national income. Such numbers should always to be looked at with caution.The salary or wage is paid to a worker or employee for their work. A self-employed person, therefore, has neither wages nor salary, but an income nevertheless. Also, workers or employees may have an additional income to their salary. This may include income from capital gains (including securities or interest).The income of a person is therefore the sum of all of their earnings. At first glance, that may sound somewhat inaccurate in a country comparison, as companies also generate an income. Regardless of size, the company is also owned by individuals. Therefore, the income of the owners increases to the same extent as the income of their companies.The income is always attributed to the domestic population. These are people who live predominantly in the respective country. They do not necessarily have to have the same citizenship, habitual residence is sufficient. Also included in the gross national income are any earnings generated by these residents in another country. If a Mexican worker earns their money in the US during the day, but lives in Mexico, their income is counted for Mexico. If they actually live in the US for at least six months a year, they become a fiscal resident in the USA and their income is counted there.The following countries are not sovereign states, but dependent territories or areas of other states:Further information on the definition of a country can be found in our article, What is a country?

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How much car can I afford if I make 4000 a month?

If you take home $4,000 per month, you'd want your car payment to be no more than $400 to $600. There's a caveat to this rule, though: Don't take out a long loan term just to lower your monthly payment unless absolutely necessary.

fool.com - How Much Car Can You Really Afford? | The Ascent - The Motley Fool

What about the total purchase price of the car? The most prudent approach is to buy a car that costs no more than 10% to 20% of your annual income. Many consumers exceed that recommendation, but it's best not to tie up too much of your money in a vehicle.

Customizing your car budget

Although 10% to 15% of your take-home pay works well as a general guideline for buying a car, you also need to take into account your current spending habits. Ideally, after factoring in your car payment, you should still be able to:

Pay for all the necessities

Put 10% to 20% of your income into a savings account

Have disposable income remaining for non-essential expenses

Look over your budget to see how much you're spending and saving each month. This will give you the most accurate idea of how much you can spend on a car. For example, if you've been saving 30% or more of your income, then you have the flexibility to spend more on a car. On the other hand, if you aren't able to save much money, then putting 10% to 15% of your income toward a car payment may be far too much. If you're wondering how much the monthly payment on a personal loan might be, use the calculator below. Enter the amount you'd like to borrow, then set either the monthly payment or loan term to what you're looking for. Experimenting with different numbers can help you find a loan term that works for you.

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