Affluent Savvy
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What is another way to ask for money?

Here are a few best practices on how to ask someone for money politely. Be Honest And Open. It is crucial you're being honest about why you need the money. ... Have A Plan In Place. Coming up with a plan of attack to solve your financial situation is an essential item on your to-do list. ... Put It In Writing.

What is the most positive word ever?
What is the most positive word ever?

TOP 10 POSITIVE WORDS ""BY HAPPINESS SCORE SCALE"" Love 8.42. Happy 8.30. Laughed 8.26. Laugh 8.22. Laughing 8.20. Excellent 8.18. Laughs 8.18. Joy...

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Do ants get sad when another ant dies?
Do ants get sad when another ant dies?

Ants become the pallbearer After a few days the dead ant is carried off and placed on the “ant graveyard” by the other dead ants. This may seem...

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Awaken your dormant DNA ability to attract wealth effortlessly
Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »

When it comes to figuring out how to politely ask for money owed to you by a friend or family member, it can feel awkward. However, it might be essential if your borrower isn’t paying their money back on time, or you’re concerned that it might happen. Here are some best practices you can implement when you lend the money to ensure there are no surprises during repayment.

Set Deadlines And Reminders Often

Setting deadlines for repayment, such as the due date and how many installments the payments will come in with your borrower, is important so you have the expectations laid out clearly. That way the borrower knows exactly when and how much they need to pay you back each month. You can even take it one step further and give polite reminders about upcoming deadlines. You may want to consider reminding them a week or a few days before the due date. As for how to remind them, a simple email or text message will suffice. Be sure to have these deadlines in writing so everyone knows what to expect.

Be Stern, Not Confrontational

As a lender, you need to set boundaries on the loan. While you want to be considerate of your friend’s or family member’s situation, you also need to make sure the borrower is sticking to the repayment schedule. Being stern is important so you can stand up for yourself — you want your money back, after all. However, avoid being rude or confrontational as that won’t help anyone. There are different tactics for talking with friends versus taking with family about money and financial situations – be sure to research some approaches to make sure you’re getting through without getting harsh.

Practice Communication

Talking about money can be difficult, so get some practice on how to be more comfortable with these types of conversations. That way, if you need to talk to the borrower about repayment terms, and what you’ll do if they don’t pay you back, you’re well prepared. Some suggestions on how to be more comfortable include talking to other trusted friends and family members about money in general, then progressing to more detailed conversations. You might even want to practice various scenarios with your partner or a close friend, such as when the borrower won’t pay you back.

Accept That You Might Not Get Paid Back

The truth is that you may not get your money back — it’s the reality when lending money to friends and family. To prevent this from happening, get all the borrowing terms in writing to potentially avoid this issue. Like mentioned earlier, consider asking for legal assistance so you know what your rights are in case you have to escalate the matter.

What three 3 risks will you face in retirement?
What three 3 risks will you face in retirement?

Here are four of the most common dangers to your retirement strategy and the steps you can take to prepare for them. OUTLIVING YOUR MONEY. Thanks...

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Is cinnamon toxic to pets?
Is cinnamon toxic to pets?

The good news is that cinnamon is not toxic to dogs, though cinnamon essential oil can be toxic for pups. Your dog will not suffer fatal toxic...

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Awaken your dormant DNA ability to attract wealth effortlessly
Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »

Who invented chakras?

The chakra system originated in India between 1500 and 500 BC in the oldest text called the Vedas. Evidence of chakras, spelled cakra, is also found in the Shri Jabala Darshana Upanishad, the Cudamini Upanishad, the Yoga-Shikka Upanishad and the Shandilya Upanishad.

The chakra system originated in India between 1500 and 500 BC in the oldest text called the Vedas. Evidence of chakras, spelled cakra, is also found in the Shri Jabala Darshana Upanishad, the Cudamini Upanishad, the Yoga-Shikka Upanishad and the Shandilya Upanishad. According to the scholar Anodea Judith in her book the Wheels of Life, knowledge of the chakra system was passed down through an oral tradition by the Indo-Eurpoean people, also called the Aryan people. The Chakra system was traditionally an Eastern philosophy until New Age authors, like Anodea Judith, resonated with the idea and wrote about the chakras, expanding upon the older texts and making the knowledge more accesible. What is a chakra? The word is defined as a spinning disk or wheel; a chakra on the human body is a spinning disk or wheel of energy that runs along the spine. There are seven ‘main’ chakras along the spine, though some say there are as many as 114 all over the body. The health of one’s chakras is directly connected to the health of the physical body, the mind, and the emotional wellbeing of a person. The chakra system and yoga have been interlaced since the beginning. Dianna Lucas will be leading a workshop on Wednesday, 3/27 about chakras and yoga – click here to register!

How can I lose extreme weight fast?
How can I lose extreme weight fast?

Science-backed ways to lose weight Trying intermittent fasting. ... Tracking your diet and exercise. ... Eating mindfully. ... Eating protein for...

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What is the easiest way to find money?
What is the easiest way to find money?

How to make money online Pick up freelance work online. ... Test websites and apps. ... Pick up tasks on Amazon's Mechanical Turk. ... Take surveys...

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Why is $1000 called a grand?
Why is $1000 called a grand?

The name 'grand' for $ 1,000 comes from a $ 1,000 banknote with the portrait of Ulysses Grant, 18th president of the USA. The banknote was called a...

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Awaken your dormant DNA ability to attract wealth effortlessly
Awaken your dormant DNA ability to attract wealth effortlessly

The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.

Learn More »
How do I activate my wealth corner?
How do I activate my wealth corner?

When you stand in your bedroom door, the far left corner that you can see is the wealth corner. You can activate the wealth corner of your room by...

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