Affluent Savvy
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What is a good physical investment?

Most investment publications refer to tangibles as "alternative investments." Standard types of tangible investments include real estate, gold bullion, art, antiques and other collectibles. These asset classes tend to have little positive correlation with the stock and bond markets.

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Savers who deliberately buy tangible assets for investment purposes value their tangible goods as a form of value diversification and as a hedge against economic uncertainty. Some might believe that tangible assets represent a higher change at high returns than capital assets, such as stocks and bonds. You should consider investing in tangible assets if and when they make sense as part of your overall financial plan. Tangible assets exist outside of an account balance, financial statement or exchange market. Put another way, tangible assets have a physical form and natural value. It's likely that you have already invested in physical assets in some way – you may have bought a house or car, collected a piece of art, kept a family heirloom, or bought gold or silver jewelry. Some investment analysts consider current assets, such as short-term securities and cash equivalents in deposit accounts, to be tangible assets.

Diversification Through Tangible Assets

Most investment publications refer to tangibles as "alternative investments." Standard types of tangible investments include real estate, gold bullion, art, antiques and other collectibles. These asset classes tend to have little positive correlation with the stock and bond markets. Some are even counter-cyclical; an investment in tangible assets could reduce your exposure to overall market risk in a way that most intangible assets cannot.

Protection from Inflation

Advocates of many tangible assets, particularly bullion coins and bars, tout inflation protection. History seems to validate the use of tangible goods as an inflation hedge. In the more than 100 years following the creation of the Federal Reserve, the purchasing power of the dollar declined 95%. The inflation-adjusted value of an ounce of gold increased by more than 2,500% during that same time period. Any bullion magazine highlights the fact that gold has been valuable for thousands of years and that it has never carried a zero value. This is also technically true. Gold has historically served as a source of jewelry and exchange since at least ancient Egypt and, unlike intangible assets, always carries economic value.

Personal Enjoyment

Many tangible investments can create a psychological benefit. You might buy a collectible or piece of art because you value its display in your home as well as its investment potential. Similarly, your house itself might be a long-term tangible asset, but it serves many important functions for you and your family. Investment in tangible assets offers the unique dynamic of immediate personal satisfaction, or utility, and the potential for increased future consumption through price appreciation. This is less likely with intangible assets.

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What is life in one word?

1. We all know the meaning of life in a single word: survival.

As it currently stands, this question is not a good fit for our Q&A format. We expect answers to be supported by facts, references, or expertise, but this question will likely solicit debate, arguments, polling, or extended discussion. If you feel that this question can be improved and possibly reopened, visit the help center for guidance. Closed 10 years ago . I'm writing some literature, and I'd like to grab the reader's attention in the first sentence by asking what is the meaning of life. Except, I'd like to know the best word (or short phrase) to use to ask such a question. For example, I'm asking the question "What do you think of your destiny?"

But is "Destiny" the best word to use here?

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Which metal brings good luck?
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Who Started money first?
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