Affluent Savvy
Affluent Savvy
Photo: Monstera
Fly-fishing and car collecting: Here's how the world's richest people spend their free time Golf. Art collecting. Cycling and mountain biking. Skiing. Horse riding. Fishing. Classic car collecting. Hunting. More items... •
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
Learn More »Hobbies are a great way of meeting new people with similar interests. For the ultrawealthy, joining the right golf clubs or bidding on the right art is the best social capital to gain—and the most popular way to spend time. Some of America’s richest are so-called centi-millionaires—typically founders or CEOs of large, successful companies whose wealth exceeds $100 million, according to a new report on centi-millionaires by Henley & Partners, a London-based investment migration consultancy. Others are smart investors or just heirs to their parents’ fortunes. There are only about 25,500 of them in the world, and almost 40% of them live in the U.S. Many own private jets and superyachts, outsource their asset management to a private family office, and split the year between their two or three or four vacation homes. Perhaps unsurprisingly, people in this category don’t tend to frequent their local movie theater chains (they have home theaters), gyms (there’s one in the penthouse), or fast-casual restaurants (there’s a chef for that). Instead, they tend to spend most of their free time on the expensive hobbies that put them in the company of their rarefied peers. While it’s hard to classify such a large and diverse group, the report drew on data from global intelligence firm New World Wealth (NWW) to determine where you might find a centi-millionaire in the wild. NWW tracks the movements and spending habits of the world’s wealthiest people. It found the following to be the top pursuits centi-millionaires took part in in 2022: Golf Art collecting Cycling and mountain biking Skiing Horse riding Fishing Classic car collecting Hunting Yachting and sailing Watch collecting Cycling, classic car collecting, and fishing—particularly fly-fishing in places like Montana and Wyoming—have ballooned in popularity since NWW began collecting research in 2013, the report notes. Taking part in most outdoor-related pursuits, like golf and horseback riding, requires centi-millionaires to travel beyond city limits. Most centi-millionaires live in New York, followed by the San Francisco Bay Area, London, Los Angeles, and Beijing. Lucky for those city dwellers looking to decorate their mansion’s walls, most high-end art auctions, such as those at Christie’s or Sotheby’s, take place in New York and London. But when they’re ready to pack up and go, the biggest centi-millionaire hotspots are the Hamptons, Palm Beach, and the French Riviera. While individual habits and preferences differ, centi-millionaires’ number one goal is always to simply have more options than the regular Joe. “The super-rich are motivated by the pursuit of freedom and independence,” Rainer Zitelmann, one of the report authors, wrote. “They want to decide for themselves whether to work, what work to do, when to work, where to work, and with whom they work.”
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Learn More »age 66 If you start receiving benefits at age 66 you get 100 percent of your monthly benefit. If you delay receiving retirement benefits until after your full retirement age, your monthly benefit continues to increase.
If you start receiving benefits at age 66 you get 100 percent of your monthly benefit. If you delay receiving retirement benefits until after your full retirement age, your monthly benefit continues to increase. The chart below explains how delayed retirement affects your benefit. The increase is based on your date of birth and the number of months you delay the start of your retirement benefits. If you start receiving retirement benefits at age: 67, you'll get 108 percent of the monthly benefit because you delayed getting benefits for 12 months. 70, you'll get 132 percent of the monthly benefit because you delayed getting benefits for 48 months. When you reach age 70, your monthly benefit stops increasing even if you continue to delay taking benefits. If you decide to delay your retirement, be sure to sign up for Medicare at age 65. In some circumstances, medical insurance costs more if you delay applying for it.
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