Affluent Savvy
Affluent Savvy
Photo: Karolina Grabowska
What the Federal Reserve does to money too old or damaged to use. Everyday, the Federal Reserve puts new money into circulation, and takes old, damaged money out. The bills that look a little too worse-for-wear are deemed “unfit currency” and destroyed.
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Learn More »Everyday, the Federal Reserve puts new money into circulation, and takes old, damaged money out. The bills that look a little too worse-for-wear are deemed “unfit currency” and destroyed. Each year, the Fed recycles $200 billion worth of currency, and 70% of the new cash it ordered to be printed for 2017 is being used to replace old money. Banks will give excess and old money to the Federal Reserve; it’s then taken to cash offices around the United States, where it’s counted and sorted. What makes money too unfit to use? According the Fed, bills that have holes larger than 19 millimeters, or about the size of an aspirin, can no longer be used. Bills that are torn, dirty, or worn out are also removed. And 5-, 10- and 20-dollar bills produced before 1996 are removed automatically because of their age, regardless of condition. All of those bills are sent to shredders and made into some very expensive confetti. The Federal Reserve used to send the shredded cash to landfills, but now 90% of the money is recycled. It’s used to make compost, potting soil, housing insulation or cement. Recycling plants in Los Angeles, Philadelphia and Seattle burn the shredded currency to generate electricity. Want a piece, or a million, for yourself? The Fed sells 5-pound bags containing $10,000 of the now-worthless cash. At $45 a pop, think of it as a bargain… The unfit money the Fed removes from banks is replaced with new bills, at no cost to the banks. The money is then circulated back to their branches and ATMs, where it could end up back in your hands, starting the process over again.
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Learn More »chakra, also spelled Cakra, Sanskrit C̣akra, (“wheel”), any of a number of psychic-energy centres of the body, prominent in the occult physiological practices of certain forms of Hinduism and Tantric Buddhism.
chakra, also spelled Cakra, Sanskrit C̣akra, (“wheel”), any of a number of psychic-energy centres of the body, prominent in the occult physiological practices of certain forms of Hinduism and Tantric Buddhism. The chakras are conceived of as focal points where psychic forces and bodily functions merge with and interact with each other. Among the supposed 88,000 chakras in the human body, six major ones located roughly along the spinal cord and another one located just above the crown of the skull are of principal importance. Each of these seven major chakras (in Buddhism, four) is associated with a specific colour, shape, sense organ, natural element, deity, and mantra (monosyllabic prayer formula). The most important of these are the lowest chakra (mūlādhāra), located at the base of the spine, and the highest (sahasrāra), at the top of the head. The mūlādhāra encircles a mysterious divine potency (kuṇḍalinī) that the individual attempts, by Yogic techniques, to raise from chakra to chakra until it reaches the sahasrāra and self-illumination results. See also kuṇḍalinī.
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