Affluent Savvy
Affluent Savvy
Photo: Ksenia Chernaya
The four habits of young millionaires are to think ahead, pay themselves first, learn how to make smart decisions a habit, and learn how to put money to work.
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Read More »In promoting the online educational game Financial Football from VISA and the National Football League, New Orleans Saints quarterback Drew Brees has told of money lessons learned the hard way. The Super Bowl MVP amassed a dozen credit cards in college and neglected to pay his cellphone bill, mistakes that hurt his credit score and raised the interest rate he paid on his first mortgage. Too bad Brees went to school before there was “Burning Money,’’ a series of 20 videos and interactive lessons put together by young people for young people. I found them far more instructive, and real, than the VISA-NFL’s well-publicized but simplistic game in which you advance the ball by answering multiple-choice questions correctly. Available free from the financial literacy group FoolProof, “Burning Money’’ shows young people “why budgeting and saving are skills they want,’’ said Remar Sutton, a veteran consumer advocate. Students play a “reality game’’ with the goal of having money left over after living on their own for a month. They learn about money wasted by careless spending and impulse buying. They learn how nearly maxing out credit cards and being late with payments lowers their credit score. That low score wastes more money through a higher interest rate for a car loan, a higher insurance premium, and higher rent and phone line deposits. “It is tough; it is honest,’’ Sutton said of the “Burning Money’’ series, which doesn’t promote any financial products. “Burning Money’’ (anybody can watch the videos at foolproofteacher.com) can teach adults a few things, too. You are in control of your money and credit. Keeping track is essential. (Students must record every dime they earn or spend for seven days and are graded on accuracy of their records.)
5 of the World's Rarest Dog Breeds Norwegian Lundehund. Dating back to the Ice Age, the Norwegian Lundehund is recognised as one of the rarest dog...
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How To Dress Like You're A Millionaire Uniform dressing. You can buy nondescript LBDs, cream-colored knits, and dark wash jeans from anywhere. ......
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
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It is a form of the most powerful mantra in Hinduism, the Gayatri Mantra. Shiva Gayatri Mantra is extremely powerful, it gives you peace of mind...
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Saint Homobonus Major shrine Cremona; his head is preserved in the church of Saint Giles Feast November 13 Attributes Bag of money; merchant's...
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
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"You can use cinnamon on any indoor or outdoor space as protection against pest infestations." Cinnamon doesn't only scare away ants, but also...
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
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The 1950 Lincoln penny is especially sought after by collectors. For one, the coins are valuable due to the scarcity that comes inherent with a...
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