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Is the government giving out free money?

NOTE: The federal government does not offer grants or “free money” to individuals to start a business or cover personal expenses. For personal financial assistance, the government offers federal benefit programs. These programs help individuals and families become financially self-sufficient or lower their expenses.

usa.gov - Government Grants and Loans | USAGov
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Learn about government grants and loans for states and organizations. The government does not offer "free money" for individuals. If you are seeking help, please visit our Benefits page . The federal government does not offer grants or “free money” to individuals to start a business or cover personal expenses, contrary to what you might see online or in the media. Websites or other publications claiming to offer "free money from the government" are often scams. Report them to the Federal Trade Commission.

Government Grants

Learn about federal government grants, who qualifies, and how to get them.

NOTE: The federal government does not offer grants or “free money” to individuals to start a business or cover personal expenses. For personal financial assistance, the government offers federal benefit programs. These programs help individuals and families become financially self-sufficient or lower their expenses. What you might see about grants online or in the media may not be true.

What is a grant from the government?

A grant is one of the ways the government funds ideas and projects to provide public services and stimulate the economy. Grants support critical recovery initiatives, innovative research, and many other programs. You can find a list of projects supported by grants in the Catalog of Federal Domestic Assistance (CFDA). You can also learn about the federal grant process and search for government grants at Grants.gov.

Who can get a grant?

The federal government awards grants to organizations including:

State and local governments

Universities

Research labs

Law enforcement

Non-profit organizations

Businesses

The intent of most grants is to fund projects that will benefit specific parts of the population or the community as a whole.

Search and Apply for Government Grants

To search or apply for grants, use the free, official website, Grants.gov. Commercial sites may charge a fee for grant information or application forms. Grants.gov centralizes information from more than 1,000 government grant programs. It's designed to help states and organizations find and apply for grants.

“Free” Grants and Grant Scams

If you receive information stating you qualify for a "free grant," it's probably a scam. Get information from the Federal Trade Commission (FTC) so you can better recognize and avoid grant scams. If you have been a victim of a grant scam, you can file a complaint with the FTC. Contact your state consumer protection office if you have purchased a book or paid a fee to get grant information and are not satisfied.

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What is the average monthly payment for a $20000 car?

The monthly cost of a $20,000 car loan will depend on two things: your repayment period and the APR. Assuming that you take out a 48-month loan and are given the average APR of 4.09%, you would pay **$452 per month.

getjerry.com - How much would a $20000 car loan cost each month? - Jerry

repayment period and the APR. Assuming that you take out a 48-month loan and are given the average APR of 4.09%, you would pay **$452 per month before sales tax. The monthly cost of a $20,000 car loan will depend on two things: yourbefore sales tax. Changing these factors could have a big effect on your monthly payment. If you choose a loan term of 72 months, for example, your monthly payment drops to $316. If you want a more exact figure, you should talk to some lenders and gather quotes. That way, you’ll be able to compare rates and calculate your exact monthly payment using the lowest APR offered to you. There are loan payment calculators online that you can use, or you can use this formula:

Payment amount = P (r (1+r)^n) / ( (1+r)^n -1 )

In this case:

P = Initial principal or loan amount (in this example, $10,000)

r = Interest rate per period (in our example, that’s 7.5% divided by 12 months) n = Total number of payments, or the term length of your loan

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