Affluent Savvy
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How many clothes to pack for 7 days?

Do the clothing countdown: If you need a mantra to help streamline your wardrobe, use the 5, 4, 3, 2, 1 rule for a weeklong trip: Limit yourself to no more than five sets of socks and underwear, four tops, three bottoms, two pairs of shoes and one hat. The list should be adjusted to suit your needs.

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Sell custom products. ... Create a print-on-demand business. ... Make a subscription box. ... Sell on marketplaces. ... Sell digital products. ......

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1. The bigger your suitcase, the more you will put into it: The simplest way to avoid bringing too many things is to buy a hard-sided suitcase, no more than 22 inches tall (so it can work as a carry-on) with a structured shell so you can’t squeeze in any extras. 2. Do the clothing countdown: If you need a mantra to help streamline your wardrobe, use the 5, 4, 3, 2, 1 rule for a weeklong trip: Limit yourself to no more than five sets of socks and underwear, four tops, three bottoms, two pairs of shoes and one hat. The list should be adjusted to suit your needs. Throw in a swimsuit and exercise gear or a suit jacket and dress if you’ll need them. 3. Lay out what you think you’ll need, then edit ruthlessly: “Think twice about everything you want to put in your bag,” said Ben Nickel-D’Andrea, who writes about flying first-class with his husband, Jon Nickel-D’Andrea, at No Mas Coach! , part of the BoardingArea blogger network. The jet-setting couple once flew to Morocco for nine days with only carry-on bags and backpacks. “Fully get rid of the ‘just in case I need it’ category,” he said. “If and when you need it, you can buy it.” 4. Think Tetris: The best way to fit everything into one bag: Fill every inch of space. For example, footwear should be stuffed with socks. Then lay your shoes together heel to toe at the bottom of your suitcase in a plastic shopping bag to protect clothes from dirt.How exactly you arrange everything in your suitcase is a matter of personal preference.Here are some popular strategies:

Roll your clothes. This helps to maximize space and minimize wrinkles.

Use packing cubes. These smaller bags help you keep your clothes compact and your outfits ordered. Try the bundle technique . Carefully wrap each article of clothing around a central core , with underwear and T-shirts at the center, and large tailored items like blazers and dresses as the outer layer. 5. Keep liquids in easy reach: “Toiletries should always be placed on top of your suitcase in a clear bag since you never know when T.S.A. might be interested in looking,” said Matthew Klint, a frequent flier and the award expert at Live and Let’s Fly . 6. Never unpack your toiletries: “I recommend keeping a separate toiletry kit for traveling,” said Marie Kondo, author of “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing.” Keeping a set of bathroom products already packed also ensures that you don’t forget a toothbrush or contact lens case that you might use the morning of takeoff, she said. “Keep these items in a small pouch or box in the corner of a cabinet or drawer for easy access when packing for a trip.” To streamline what you need, consider all-in-one options like BB creams, which combine foundation, moisturizer and sunblock. To prevent leakage, double up that plastic bag.

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How much cash should I keep at home in case of emergency?

“The rule of thumb I advise my clients is to keep $1,000 to $2,000 in cash in case banking operations are shut down due to a national emergency or catastrophe,” said Gregory Brinkman, president of Brinkman Financial in Tulsa, Oklahoma.

Many people are reluctant to keep large amounts of money in their homes for fear of theft or misplacement. Keeping cash at home is risky, especially when it’s in large denominations. A home break-in is the type of emergency you won’t have money for if your cash supply is stolen — physical money isn’t insured and it’s unlikely to be recovered. Finding secure and clever places to hide your emergency fund can safeguard the security of your assets; think of it as making a bank within your home. Common advice is to keep some cash at your house, but not too much. The $1,000 cash fund Prakash recommended for having at home should be kept in small denominations. “Favor smaller bills like twenties because some retailers won’t accept larger notes,” she said. However, when looking to store your money in a compact fashion, larger bills in fewer quantities take up less space — so it’s up to your discretion. Whatever you decide, stash your cash away in a practical, yet unorthodox way. “If you’re going to have cash at home, make sure it’s in a quality, fireproof safe,” Hogan said. “This is more secure than the usual suspects — under the mattress or the coffee container! Be reasonable with how much you put in the safe. It’s OK to keep a couple thousand at home, but I want you to keep the bulk of your money secure and protected in a bank.”

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