Affluent Savvy
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How do I arrange money in my wallet?

big bills should be in front of smaller bills. You should put your credit and debit cards in the slots you have available, with your most used one in the slot that is most handy to you. The smaller bills should be closer to the credit card “wall” in the wallet.

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How to Organize Money in your Wallet so You Make More

You might have looked at your wallet before and not been satisfied with what you’re seeing. Either because you’re not seeing as much as you want, or because it’s not looking how you’d want it to. Coins spilling everywhere, small bills buried through bigger bills, credit cards in obscure corners… we all know the story.

However, there’s a method that might just solve that and more.

The benefits

There’s two categories of benefits that this method will bring you: practical and spiritual.

First, let’s go over the practical benefits:

it’s easier to count how much money you have at any given moment. you spend less time at the cash register when you’re paying — since you don’t have to look for bills and coins thrown all over the place. you reduce the chance of accidentally dropping cash when you’re looking for something.

These are predictable. It’s what we’re used to. But what are the alleged spiritual benefits?

you are more open to receiving money into your life — being organized with your money means you’re treating yourself, and the money, better, thus making it more drawn to you. you make your subconscious mind get used to seeing bigger bills — our brains get used to what they see more often, and this helps reduce mental blocks you might have around money. your RAS (reticular activated system) will automatically begin “looking for” ways to make money — this is the part of the brain that suddenly sees a billion yellow cars around you when you think of one — it’s also responsible with coming up with unexpected ideas about whatever you’re focusing on. If we aspire to be wealthy, not just rich, we want to take into account the spiritual side of ourselves too. Although these benefits might seem a little more “out-there”, they tie in well with how our brains and minds analyze common life situations, and that’s probably why they show the results. It’s up to everyone to decide how they relate to the benefits of this method, both the practical and the spiritual ones, but either one of them is worth trying out to be more organized with your money.

The organizing method

Unfortunately, I’m not sure what the source of this method is. It might be a 21st century new way of viewing and handling money, or it might be shockingly old. What it entails is a specific way of storing your bills and coins, that might be a bit counter-intuitive at first:

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coins should be tucked away in a pocket of the wallet — nothing new.

big bills should be in front of smaller bills.

The steps aren’t too difficult to follow.

First, you have to empty your wallet and make sure you throw away any trash you might have stored there. After you’ve emptied it out, you can begin to organize it. You should put your credit and debit cards in the slots you have available, with your most used one in the slot that is most handy to you. The smaller bills should be closer to the credit card “wall” in the wallet. Gradually, you should move on from smaller to bigger bills as they get closer to yourself. To me, it was very counter-intuitive to place the bigger bills closer to me. I’m not sure if that happened because my mind wasn’t used to it, or because it just felt impractical. That being said, after a very short period of time, I had no more trouble with it being impractical — which I don’t think it ever was — and I actually began to like it being that way.

How I came across this method

The way I came across this method was a bit unexpected — which explains why I don’t know what the source of the method is. It happened years ago, when I was a junior in high-school. We had an incredible psychology teacher that always did way more than his job called for. He was the type of teacher that actually educated the students, and prepared them for life and its struggles. Being an advocate for interdisciplinarity, he had a habit of teaching us matters from many fields, such as politics, history and spirituality, and always made sure to remind us to exercise our critical thinking and be open-minded. And one day, after the class, this was the small bit of practical and useful information that he delivered to us. This interesting spiritual and practical method of organizing money that he could swear has changed his life. Being drawn to handling money responsibly ever since then, I was automatically interested, and the fact that I knew he always used to bring value and quality to his students, made me (and many other people) respect him. This small experience might have just triggered a switch in my mind, being the point when my actual money journey began. The results this method brought me were unexpected to say the least.

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My results

At first, it was just small thoughts and ideas that brought in money. The more I handled my money that way, the more I began to be more responsible with it, and to randomly come across ways to make an income and build up some savings at that young age. It made me more confident with my money, and I started to feel like I was actively working on my financial beliefs and strategies. It also changed me and my relationship with my family, turning me from an average 16 year old, to who they view me as today: a responsible young adult that already has substantial savings and is working on their own business. I’m glad I didn’t underestimate the power that this money organizing method has. Whether it’s the spirituality behind it, or the practicality behind it, it helped me better my relationship with my finances, it made it a goal for me to be able to handle my own money effectively and it gave me a long-term objective of being financially stable.

During the current situation

Is this method still valid during the pandemic we’re experiencing?

We’ve all been advised to stop using cash and only use our cards for payments.

And that should be more important than any money organizing method.

We should try and use cash as little as possible, but if we still have to use it, this method could massively help reduce spreading the germs through your wallet and onto your hands. If you store your coins and banknotes properly, you don’t have to fish through your wallet and touch everything, even what you don’t need to. Whatever cash you need will be easily available to you, so you won’t need to touch everything while looking through your wallet. Having no coins or bills spilling out of your wallet, it will reduce a potential germ source, making you and the others around you more protected, keeping both your finances and your safety in check.

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