Affluent Savvy
Affluent Savvy
Photo: Ray Bilcliff
How to be happier Manage your stress levels. If you have a lot of stress in your life, find ways to reduce it, such as learning a few time-management techniques. ... Enjoy yourself. ... Boost your self-esteem. ... Have a healthy lifestyle. ... Talk and share. ... Build your resilience.
The “70” Requires Lifestyle Changes for Most People For people to make the switch to 70-10-10-10 means that they have to inflate their savings from...
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There can only be one leader, and as far as Leos are concerned, it should always be them. They try not to boss others around too much, but when a...
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
Learn More »Try our 6 tips to help you be happier, more in control, and able to cope better with life's ups and downs. Manage your stress levels If you have a lot of stress in your life, find ways to reduce it, such as learning a few time-management techniques. Introduce regular exercise and time to yourself. These are positive changes. Taking control of your time in this way can effectively reduce stress. If you have feelings of anxiety along with your stress, breathing techniques can help. Try this breathing exercise for stress. Read more about managing stress and building resilience on the Mind website You can also try some practical self-help cognitive behavioural therapy (CBT) techniques on the Every Mind Matters website to help manage stress and anxiety, solve problems and build resilience. Enjoy yourself Doing things that you enjoy is good for your emotional wellbeing. Simple activities like watching sports with a friend, having a soak in the bath, or meeting up with friends for coffee can all improve your day. Doing something you're good at, such as cooking or dancing, is a good way to enjoy yourself and have a sense of achievement. Try to avoid things that seem enjoyable at the time but make you feel worse afterwards, such as drinking too much alcohol or eating junk food. Boost your self-esteem Self-esteem is the way you feel about yourself. The best way to improve your self-esteem is to treat yourself as you'd treat a valued friend, in a positive but honest way. Notice when you're putting yourself down, such as thinking, "You're so stupid for not getting that job", and instead think, "Would I say that to my best friend?". You probably wouldn't. Tell yourself something positive instead, such as: "You're a bright person, you'll get the next job". Have a healthy lifestyle Limit your alcohol intake When times are hard, it's tempting to drink alcohol because it "numbs" painful feelings. But it can exaggerate some feelings and make you feel angry or aggressive. It can also make you feel more depressed. Read some tips on cutting down on alcohol Choose a well-balanced diet Making healthy choices about your diet can make you feel emotionally stronger. You're doing something positive for yourself, which lifts your self-esteem. A good diet helps your brain and body work efficiently, too. Aim to eat a balanced diet that includes all the main food groups. Do some exercise Even moderate exercise releases chemicals in your brain that lift your mood. It can help you sleep better, have more energy and keep your heart healthy. Choose an exercise that you enjoy. If it helps, do it with a friend or listen to music. Adults should aim for at least 150 minutes a week. Read about exercise for depression Get enough sleep Around 7 to 8 hours is the average amount of sleep an adult needs for their body and mind to fully rest. Writing a "to do" list for the next day before bed can organise your thoughts and clear your mind of any distractions. Talk and share Communication is important, whether it's with a friend, family member or counsellor. Talking things through helps you to release tension, rather than keeping it inside. It helps strengthen your relationships and connect with people. Lots of people find talking to a counsellor about things that are troubling them very helpful. See NHS talking therapies and benefits of talking therapy for more information. Find out more about depression support groups
An analysis of the living wage (as calculated in December 2021 and reflecting a compensation being offered to an individual in 2022), compiling...
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One formula suggests that your net worth at age 70 should be 20 times your annual spending. Marotta recommends following a savings plan that will...
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
Learn More »Build your resilience Resilience is what allows you to cope with life's ups and downs. Making something worthwhile out of painful times helps your resilience grow. Starting a support group to help others, or making something creative out of bad experiences by, for example, writing, painting or singing, can help you express pain and get through hard times.
Scorpio. Scorpios are patient, but not in the way you'd imagine. Instead, this intense sign doesn't mind waiting to enact the revenge they crave....
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Transactions involving higher risk customers may be subject to more stringent transaction monitoring measures while lower risk customers may...
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
Learn More »
Here are five places where the cost of living is low — really low. ... Here's where you can retire nicely on just $30,000 a year ... outside the US...
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The simple yet scientifically proven Wealth DNA method laid out in the report allows you to effortlessly start attracting the wealth and abundance you deserve.
Learn More »
600 YouTubers According to the most recent statistics, over 600 YouTubers have already reached 10 million subscribers. Aug 9, 2022
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